Buy, Rent, Renovate

We know it’s a big decision.

— and fortunately there are many resources available to help walk you through the process.   We recommend contacting one of the non-profits below who are certified to provide free counseling services to Baltimore County homebuyers. Counselors at any one of these agencies can help:

  • Examine your budget and determine how much home you can afford
  • Help you clean up your credit record, if need be, and plan for the future
  • Explain the home-buying process and the responsibilities of homeownership
  • Connect you with a lender and a real estate agent if you have not found these already

Consumer Credit Counseling of Maryland and Delaware, Inc. 757 Frederick Road, Baltimore MD 21228 410 747-2050 offers online and in-person classes www.cccs-inc.org Diversified Housing Development 8025 Liberty Road, Baltimore MD 21244 410 496-1214 / Fax 410 496-9352www.diversifiedhousing.org Harbel Housing Partnership 5807 Harford Road, Baltimore MD 21214 410 444-9151 / Fax 410 444-9181 www.harbel.org Neighborhood Housing Services of Baltimore819 Park Avenue, Baltimore MD 21201 410 327-1200 www.nhsbaltimore.org Southeast Community Development Corporation 3700 Eastern Avenue, Baltimore MD 21224 410 342-3234 / Fax 410 342-1719 offers English and Spanish language classes www.southeastcdc.org

Where do you start when you want to hang your hat?

So glad you asked – because you’ve got options. Brick row homes are in established neighborhoods, yours to personalize. Many have been renovated, but maybe you’d like to do your own. They’re sturdy as fortresses, with yards that give you green space and parking, but don’t occupy all your spare time.

Dunglow_ext_mapleYou’ll find single detached homes, from small cottages to generous floor plans, in nearly all neighborhoods. Some are new; others have plenty of history and are ready to add yours.

Waterfront homes span a wide variety – both in type, from new townhomes and detached homes, to all sorts of houses that may even have origins as second ‘seasonal’ homes. You’ll find plenty of places to check out – 14 of Dundalk’s 21222 neighborhoods touch waterfront – and many have local waterfront green spaces to add to the ‘I’m on vacation’ ambiance.

You may need a real estate agent familiar with Dundalk, a mortgage lender, and a summary of available new homeowner programs and workshops. Maybe you’d like to talk with a housing inspector or a contractor experienced with renovations in the area. We can help.

 

Call us at (410) 282-0261 with questions, and we’ll help you on your way to home ownership.

If you’d rather rent for a while – that’s fine, too. We’re glad to have you!